So often you see articles written about building good credit, having a credit card and paying your bill on time to build good credit. I couldn't agree more, but one thing that is often overlooked is how helpful a credit card can be when you have an emergency. We recently wrote a post about bank [...]
When you walk in to the bank and deposit a check, chances are that you expect that money to be made immediately available to you. If you deposit $300, you expect that you will be able to walk out of the bank and access that $300 with your debit card. However, this might not be [...]
A recent report from Dallas Federal Reserve Bank research head Harvey Rosenblum suggests we need to break up the big banks, and get rid of the idea that they are "too big to fail." In the report, titled "Choosing the Road to Prosperity: Why We Must End Too Big to Fail - Now," Dallas Fed [...]
Your credit report represents a snapshot of your financial situation, and forms the basis of your financial reputation. A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Dispute Your Credit The good news is that, by law, credit bureaus [...]
KYB Search 2.1 We have made some major changes to the site in the last couple of days that we are excited to share with you. New Search Updates: We have released new updates to Knowyourbank search. Prior to our this release you could only find banks or credit unions by their names or you [...]
Tomorrow's Mega Millions, the world's largest lottery jackpot ever, is going to deliver at least a $540 Million Prize. The odds of winning tomorrow nights drawing for the biggest jackpot in Mega Millions history is 1 - in - 175 million chance. Just to put these odds in perspective, I have put together a list [...]
Plastic is becoming an increasingly popular way to pay for purchases. Whether you use a credit card or a debit card, you have the convenience of simply swiping a card and moving on your way. There is no need to carry large amounts of cash, or take the time to write out a check. However, [...]
Chase Ink Business Cards One of the ways that you can ease potential cash flow issues in your business is to get a business credit card. A business credit card provides you with a way to free up some of your capital for payroll and other needs. Additionally, your business credit card is [...]
One of the most frustrating things in life is being charged overdraft fees. While the best defense against overdraft fees is to carefully monitor your spending, sometimes even our best efforts fall short. You might miscalculate, or forget about an earlier expense, and come up lacking. The situation is compounded, though, when banks purposely engage [...]
In some cases, it's important to a consumer – especially one with a high net worth – to receive special attention, as well as access to special services - one solution is private banking. What is Private Banking? Private banking is a personalized form of banking that allows high net worth individuals access to a [...]
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