Knowyourbank.com’s blogs are focused on topics such as personal finance, credit, and bank fees. Our goal is to help provide readers with information that will help them make better decisions, save money, and avoid unnecessary fees.
Lending Club vs Prosper – Differences in Borrower Experience
In the peer-to-peer (P2P) lending space, Lending Club and Prosper are the two heavyweights in the industry. Prosper is the first P2P lending site out of the gate, and Lending Club is now the largest (Prosper is #2). In fact, the two companies are practically synonymous with P2P lending, and often mentioned interchangeably. To be [...]
Learn How To Budget With Mint
Mint.com is the leader in free personal financial management software and even more importantly a great budgeting tool. Mint gives you the ability to import all of your spending activity from your bank and credit card accounts and allows you to visualize it. On top of this feature Mint has created a budgeting element that sits [...]
Help With Taxes
When tax season comes it can be a very stressful time. With the tax code getting more complicated every year, and the potential risk of making the wrong entries on your taxes wreaking havoc on your life, it's important to know that there is help with taxes available. Some help is in the form of [...]
Capture Low Credit Rates
Capture Low Credit Card Interest Rates While You Can Most Americans have become blissfully accustomed to exceptionally low interest rates because, for the past decade or more, prevailing rates in the United States have been historically cheap. For many years (right up until the late 1990s) economists considered any rate as low as six-seven percent [...]
Everbank Review: Yield Pledge Checking
A Bank That Stays Competitive On Rates For serious savers, EverBank has a very competitive offering with accounts that promise to provide yields in the top 5% nationwide (Bankrate Monitor's National Index is used to determine how to keep the rates in the top 5%). Everbank is located in Jacksonville, Florida, and has built a [...]
How to Get a Free Credit Report Online
In today’s fragile economy, the ability to access credit and funding has never been so essential to meeting one's day-to-day obligations and personal financial goals. Part of the process of maintaining good credit entails staying informed of any changes in one's credit status. The government now makes it easier than ever before to access a [...]
Basics of Buying Car Insurance Online
Like most other forms of insurance coverage, car insurance provides financial safety in the event an accident takes place. With so many different types of car insurance available, consumers can quickly get overwhelmed when trying to make a decision on which policy to buy. Fortunately, the internet provides all the information needed to select the [...]
Pros and Cons of Online Bank Accounts
Thanks to the rise of technology, and the ability to bank remotely, online bank accounts are becoming increasingly popular. You don’t need to limit your banking options based on geography anymore; you can use an online bank to take care of most of your needs. Before you decide to move all your money to an [...]
Prepaid Debit Cards vs Credit Cards
Lately, it seems as though everyone is releasing a prepaid debit card. From Justin Bieber to Suze Orman, celebrity prepaid debit cards are all the rage. These prepaid debit cards look like credit cards, and when you make purchases with them, they act like credit cards. But they aren’t credit cards. There are serious differences [...]
Building a Better Banking Relationship
By Karlene Sinclair-Robinson When you think of a relationship, it is on a personal level. Thinking about having a relationship with a bank can seem daunting. This is due, in part, to how large a bank is. If your bank is as large as Bank of America or Capital One, you might not think to [...]
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