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Knowyourbank.com’s blogs are focused on topics such as personal finance, credit, and bank fees. Our goal is to help provide readers with information that will help them make better decisions, save money, and avoid unnecessary fees.

 

  • Credit application with the words rejected in red

Dispute Your Credit Report

Your credit report represents a snapshot of your financial situation, and forms the basis of your financial reputation. A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Dispute Your Credit The good news is that, by law, credit bureaus [...]

KYB New Features

KYB Search 2.1 We have made some major changes to the site in the last couple of days that we are excited to share with you. New Search Updates: We have released new updates to Knowyourbank search. Prior to our this release you could only find banks or credit unions by their names or you [...]

Mega Millions $540 Million Jackpot Odds Put In Perspective

Tomorrow's Mega Millions, the world's largest lottery jackpot ever, is going to deliver at least a $540 Million Prize. The odds of winning tomorrow nights drawing for the biggest jackpot in Mega Millions history is 1 - in - 175 million chance. Just to put these odds in perspective, I have put together a list [...]

  • debit card

Debit Cards vs. Credit Cards | What’s the Difference?

Plastic is becoming an increasingly popular way to pay for purchases. Whether you use a credit card or a debit card, you have the convenience of simply swiping a card and moving on your way. There is no need to carry large amounts of cash, or take the time to write out a check. However, [...]

  • credit cards

Best Business Credit Cards

Chase Ink Business Cards One of the ways that you can ease potential cash flow issues in your business is to get a business credit card. A business credit card provides you with a way to free up some of your capital for payroll and other needs. Additionally, your business credit card is [...]

  • atm

How to Know If Your Bank is Maximizing Overdraft Fees

One of the most frustrating things in life is being charged overdraft fees. While the best defense against overdraft fees is to carefully monitor your spending, sometimes even our best efforts fall short. You might miscalculate, or forget about an earlier expense, and come up lacking. The situation is compounded, though, when banks purposely engage [...]

  • door with plaque on it that says private

What is Private Banking

In some cases, it's important to a consumer – especially one with a high net worth – to receive special attention, as well as access to special services - one solution is private banking. What is Private Banking? Private banking is a personalized form of banking that allows high net worth individuals access to a [...]

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